MONTPELIER — Vermont residents will face the country’s highest health insurance costs in 2025, with premiums jumping 27% to reach $13,884 annually, according to a new ValuePenguin.com report.
The increase will push Vermont’s rates 86% above the national average, with residents paying approximately $1,157 per month for private health insurance coverage.
Nationally, private health insurance premiums will rise 7% to an average of $621 monthly, or $7,452 annually, marking the fourth consecutive year of increases.
“Private health insurance premiums are rising 7% in 2025, due to ballooning healthcare costs – which get passed on to policyholders in the form of higher premiums,” said Divya Sangameshwar, ValuePenguin.com health insurance expert.
While Vermont leads the nation in costs, followed by Alaska and New York, some relief may be available through subsidies.
Over 90% of enrollees qualify for subsidies that could lower costs by more than $800, with four in five eligible to pay under $10 monthly.
However, these subsidies could be at risk. “If Congress does not extend the enhanced health insurance subsidies program, which is set to expire in 2025, millions of Americans can expect a steep increase in how much they’ll pay for health insurance in 2026 and beyond,” Sangameshwar said.
